A car insurance policy documents contain important information regarding the insurance policy such as the coverage, add-on covers, discounts, terms & conditions, and other related details. This acts as a legal contract between an insurance provider and the policyholder.
This legal document acts as a medium in resolving vehicle issues between the policyholder and the insurance provider.The same process applies in the case of oriental car insurance policy too. The insurance policy documents can be found in physical or digital mode.
Oriental car insurance policy document
Similar to all the insurance providers, oriental insurance too provides the insurance documents as soon as possible after purchasing an insurance policy. This is to inform the policyholder about the concerned policy and the policyholder should read all the details on the policy documents with complete detail.
This ensures that the policyholder has complete information about the pros and cons of the insurance policy. However the policyholder must look at some points carefully that includes-
- Policy number
- Type of plan
- Duration of the policy
- IDV (Insured Declared Value)
- Premium amount
- Exclusion conditions
- Terms and conditions
- Process of resolution of complaints
- Insurance details
- Vehicle details
How to download oriental car insurance policy online using policy number
To download the oriental car insurance policy details using the policy number, one must need to proceed with the following. By using these steps provided below, one can download their entire policy documents using the policy number.
- Head over to the official website of oriental insurance and go to the customer services link. Then scroll down the page till you get “Policy generation” link and click on it. You will be redirected to the clients portal now.
- Now enter your policy number and the other essential information.
- Now select the policy you want to download and now your policy documents will be downloaded in PDF format. Also you can take a printout if you want to keep it in hard copy.
Is a hard copy needed for oriental car insurance policy documents ?
Usually the insurance policy documents are required to drive a car legally as per the Indian Motor tariff, otherwise the punishment will be provided. After the release of e-Vahan Bima by the Insurance regulatory and Development Authority of India, IRDAI, it helps car owners to take insurance policies documented in digital format.
Thus e-Vahan Bima allows the car drivers to carry their insurance policy documents in digital format and without carrying hard copies. This actually has a QR code that contains all the insurance policy details.
Summarising, we can say that you do not need the hard copies of your insurance policies along with the soft copy. Although the hard copy may be helpful in some cases, there is no such need for it. However if you want to get a hard copy of your insurance documents, then you can log in to the official website of oriental car insurance and then apply for the same using all the relevant required details.
How to get a hard copy for oriental car insurance policy ?
There is a service provided by the oriental car insurance names as Car insurance policy download to facilitate its users to obtain physical copies of their policy documents. You can also download a digital copy of the insurance documents to download digitally signed vehicle insurance documents in PDF format and obtain a hard copy for it. If requested a hard copy, the insurance firm will provide a copy of the insurance documents to the registered address of the policyholder through post within 7 working days.
How to make changes to your oriental car insurance policy document ?
If needed for an adjustment in the policy documentation or if you find some error in your policy documents, you should reach out to the customer care as soon as possible. You can call oriental car insurance customer support on their toll free number or through the support option. In case of extra assistance, you may also reach out to their local branch of the firm. In this way you can easily make any rectification on the policy documentation.
Conclusion
In this post we have understood about the oriental car insurance policy, important elements to consider while purchasing any insurance policy and the process to download the insurance policy documents in digital mode or to apply for getting the documents in physical mode.
However you can also find some more insurance related topics on this website about different insurance terms. If you have any queries you can also contact us in the provided section.
*This website does not promote any insurance policy. Data and facts provided are based on the data on the internet. Please do your proper research before purchasing any insurance policy.
